As you approach your retirement, you may want to find a different place to live in where it is cozy enough for you to be able to maintain and live in. While you may have all that retirement money on you, retiring to a cheap place to live in will give you more money to spend in your older days. Here are some ways to find for cheap places to live in during retirement.
You can start off by researching on the medians of the cost of houses in the areas which you desire to live in. This gives you an estimate on which property price would be considered cheap, and which is not. When you do this, you should also take into account the type of places they are nearby, as easier access to certain facilities would hike a price up. If the facilities are unnecessary, you can opt for cheaper ones. In the meantime, do look at the property tax rate as well.
Now, finding the cheapest place to live at may not be budget-friendly if you end up needing to travel too much, for example, to visit your family. If such is the case, you should consider living near you family. If you are planning to live abroad and still want to visit your family now and then, you should balance out the flight prices and the property price so that it does not take a toll on your savings and health. Too much of traveling may not be good for your health either, so do take this into account too.
Do not forget to consider the taxation of the pension plans of the different states under consideration. You could consult a tax advisor to find out what pension plans are available and which states do not incur high tax so you can enjoy your retirement life with less financial worries. Things like sales tax should also be considered.
Less populated areas that are close to popular places are also a great place to look at as the property there would be much cheaper in price. The good thing about less dense areas is that you will be able to save money and have a much peaceful area to live in. Do also consider the price of gas you will need to use to travel to places you may need or want to visit often.
Cheap places to retire do not have to be trailer parks or soup kitchens. It requires just stopping and thinking about how cheap some lifestyles really are.
For instance, park model mobile home communities in Mesa Arizona are on the same street within 1/4 mile of multi-million dollar homes. In a park model community your monthly rent will be around $500 a month, the houses up the road pay that for pool service every two weeks.
Both residents breathe the same air, have the same scenery…one is a whole lot cheaper.
Full time RVing is another way to retire and live a champagne lifestyle on a beer budget. What is the downside of traveling all the time? In Palm Springs, the lifestyles of the rich and famous, share the same air and scenery with a multitude of RV parks that charge $450 a month including utilities. Cheap places to retire are everywhere.
If you include retiring overseas, your Social Security check alone can provide you with a lifestyle you can only dream about in the US. Countries that are cheap and very close to the US include Mexico, Ecuador, and Panama. You really owe it to yourself to check these countries out. In Mexico, for instance your annual, not monthly, cost for health care is $270 per person. This includes everything, drugs, hospital stays, office visits and tests. In Ecuador, you can live very well with maid service, for $1,000 a month.
So finding the cheap places to retire is not that difficult if you are willing to examine some options you may have not thought about previously. I do not think living in a foreign country, RVing, or living in a park model surrounded by mansions is a step down at all. Enjoy.
If you have decided that a vacation just is not in your budget this year, think again! There are an incredible amount of great cheap last minute travel deals available these days, and there is sure to be one that will fit your budget. Here are five tips to help you take advantage of these types of travel deals and take that much needed vacation.
1. Keep Your Suitcase Packed
The first thing you have to do is toss any ideas you have ever had about long-term vacation planning out the window. In order to really take advantage of last minute travel package deals, you have to be ready to travel on pretty short notice.
These deals are called cheap last minute travel deals for a reason. They are available because hotels, airlines and cruise ships would rather make a little money than no money, so they offer huge discounts to anyone willing to fill their vacancies on short notice. The shorter the notice, the larger the discount, which means last minute weekend travel deals offer some of the biggest savings.
2. Be Flexible About Where You Go & Where You Stay
You really need to keep an open mind and learn to be adventurous if you want to really take advantage of last minute travel deals. You cannot set your heart on a particular destination because vacancies are what determine these deals. There is very little chance of you finding great bargains on popular destinations during season, because there won’t be any empty rooms or seats that need to be filled with discounted bookings. So keep your options open and be prepared to travel to an exciting destination you might not have considered before.
3. Use The Internet To Find Cheap Last Minute Travel Deals
The internet is a great place to start when you are searching for a travel deal. There are tons of great online travel sites, packed with destination information and all kinds of travel bargains. The internet is often the place to find the best last minute weekend travel deals, so make sure to check them out the next time you want to get away for the weekend.
4. Search Through Classified Ads
Some of the best deals can be found in the classified sections of newspapers and websites like Craigslist. You can always find ads for seriously cheap plane tickets and travel packages. That is because there are always people that are desperate to get whatever they can on non-refundable tickets or packages that they are unable to use.
5. Contact Travel Agencies
Do not forget about travel agencies when you are looking for last minute travel package deals. They always have the inside scoop on the best travel bargains available because they have access to the latest travel information. Not only can they save you time by finding great deals for you, they can book your vacation for you.
Traveling from home can be a fun and rewarding experience. However, sometimes the reason for travel is either not fun or simply spontaneous. Either way there may come a time when an individual has to leave home immediately to travel somewhere, either on business or for personal matters. They will need to find a way to get cheap last minute travel plans up and running. Last minute travel plans are almost always more expensive than when planning a month or more in advance, however.
There are methods for attaining cheap last minute travel, however. The first thing to take into account is exactly when you are leaving. The second is that if you purchase your air fare and hotel online at a specific location there is often a large savings involved. Locating a less expensive air fare and a hotel is easy to do with this site as they bundle them altogether. However, for truly cheap last minute travel deals the sites will no doubt serve the would be world traveler very well. These two sites specialize in cheap last minute travel and will often have deals that no one else has.
However, if using a professional service, does not appeal to you as a method for travel there are other alternatives. You can look up hotels in the city you are traveling to and ask around to see if any of them have vacancies and if they have any current promotional discounts. Most hotels are required by the ownership or management to inform a would-be customer if there are any available so that rooms can be filled.
Cheap last minute travel requires the individual traveling to be very proactive. The place they are staying once they get to the new location is of vital importance. The departure time and season are important too. A hotel will have a different rate at different times of the year, for instance, if it is in a resort town. Off-season spur of the moment travel will almost always be a cheaper time to go. The time of day an individual leaves will also add to whether or not they can get cheap last minute travel.
The key to finding travel deals is to be proactive and search for them. This is either done over the phone or through websites. Either way the extra effort will save a great deal of money.